Separation of Finances

 Mixing business & personal funds can create unnecessary risk, not least because it can weaken legal & financial protections. A lawsuit, creditor claim, or cash-flow shock inside the business can more easily spill into your personal life. Clear structure helps you see risks sooner & makes it easier for your attorney, CPA, and insurance professional to put proper protection in place. We help organize your cash flow, investments & debt to help protect both you & your family from the unexpected.

For S-Corporation owners, how and when you take money out also matters. Owners are generally paid through a mix of reasonable salary & shareholder distributions, each taxed differently under IRS rules. Taking money out incorrectly can trigger penalties or added taxes. We help coordinate with your CPA to review cash flow & the timing of distributions, so they align with both tax rules & your cash needs.