For Our Business Owners / Advanced Insurance
Advanced Insurance
Some insurance goes beyond basic coverage.
From buy-sell planning to key person insurance, these tools can help protect your business if life throws a curveball. Complex risks call for smarter protection. We can walk you through advanced insurance strategies designed to help protect ownership, continuity & long-term value.
Buy-Sell Agreements define how a partner’s share transfers if they pass away or leave the business.
One-Way Buy-Sell Agreements allow a non-owner to purchase the business if the owner dies or becomes disabled.
Split-Dollar Life Insurance enables two parties to share the costs & benefits of a permanent life insurance policy.
Key Person Life Insurance helps the business recover from the loss of an owner or other key employees.
For Our Business Owners
Tax Planning
From business income to retirement accounts, self-employed planning has its own playbook. We help you understand the choices & coordinate with your CPA.
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Retirement Planning
Many owners expect to sell their business for retirement, but that price is uncertain. We help you build personal financial security outside the business as you go.
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Separation of Finances
Mixing business & personal money can put your family at risk. We add structure & work with your CPA so S Corp pay and distributions follow the rules.
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What Clients Say
“Simon is extremely knowledgeable. With unpredictability in the markets, he calmly answers all our questions and working together we determine the best strategy.”
Team Leader MGM Studios, Age 45 · Los Angeles · 06/26/2025
Each statement under ‘What Clients Say’ is a testimonial by a client of the financial professional, on dates shown in each case. The client has not been paid nor received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.
The Kitchen Table Guide
A free guide with 12 talks about money, wishes and the people you love, plus a worksheet for each. Built for every kind of family, chosen family included.
Talk With Simon · simon@calfp.com
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