For Our Business Owners / Retirement Planning
Retirement Planning
Many business owners expect to fund their retirement through the sale of their company, but actual valuations will fluctuate.
Many business owners expect to fund their retirement through the sale of their company, but actual valuations will fluctuate. We help identify ways to gradually take money out of the business to prepare you & your family for future change. This may include establishing an IRS-approved retirement plan.
The SECURE Act 2.0 expanded tax incentives for starting a company 401(k) plan, which may help offset some or all setup costs. Alternatives such as profit-sharing, SEP, or SIMPLE plans can also support employee retention. To help reduce taxes in retirement, we balance pre-tax & Roth savings & consider Roth conversions when appropriate.
Traditional IRA account owners have considerations to make before performing a Roth IRA conversion. These primarily include income tax consequences on the converted amount in the year of conversion, withdrawal limitations from a Roth IRA, and income limitations for future contributions to a Roth IRA. In addition, if you are required to take a required minimum distribution (RMD) in the year you convert, you must do so before converting to a Roth IRA.
For Our Business Owners
Tax Planning
From business income to retirement accounts, self-employed planning has its own playbook. We help you understand the choices & coordinate with your CPA.
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Separation of Finances
Mixing business & personal money can put your family at risk. We add structure & work with your CPA so S Corp pay and distributions follow the rules.
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Wealth Accumulation
Growing wealth as a business owner takes more than strong profits. We help you bolster investments, reduce risk & plan so your personal finances aren’t held hostage by your business.
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What Clients Say
“Simon is extremely knowledgeable. With unpredictability in the markets, he calmly answers all our questions and working together we determine the best strategy.”
Team Leader MGM Studios, Age 45 · Los Angeles · 06/26/2025
Each statement under ‘What Clients Say’ is a testimonial by a client of the financial professional, on dates shown in each case. The client has not been paid nor received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.
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