For Our Business Owners / Risk Management
Risk Management
Running a business involves various financial risks.
We help you mitigate these risks by guiding you toward personal financial stability even if your business faces challenges. In general, every business owner should consider obtaining & maintaining insurance coverages for unexpected loss.
Liability Insurance
May help protect your business as laws change & risks evolve.
Property Insurance
Should align with current property values, codes, & operational needs.
Business Interruption Insurance
Can help replace lost income & cover expenses if your business must temporarily close.
Life & Disability Insurance
May support loan security, succession funding, & protection against the loss of key people.
Health Insurance
We may discuss high-deductible plans with HSA accounts to help manage healthcare costs while supporting staff retention.
For Our Business Owners
Tax Planning
From business income to retirement accounts, self-employed planning has its own playbook. We help you understand the choices & coordinate with your CPA.
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Retirement Planning
Many owners expect to sell their business for retirement, but that price is uncertain. We help you build personal financial security outside the business as you go.
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Separation of Finances
Mixing business & personal money can put your family at risk. We add structure & work with your CPA so S Corp pay and distributions follow the rules.
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What Clients Say
“Simon is extremely knowledgeable. With unpredictability in the markets, he calmly answers all our questions and working together we determine the best strategy.”
Team Leader MGM Studios, Age 45 · Los Angeles · 06/26/2025
Each statement under ‘What Clients Say’ is a testimonial by a client of the financial professional, on dates shown in each case. The client has not been paid nor received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.
The Kitchen Table Guide
A free guide with 12 talks about money, wishes and the people you love, plus a worksheet for each. Built for every kind of family, chosen family included.
Talk With Simon · simon@calfp.com
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