Investing For You / How Long Can You Wait?
Time Horizon
How long your money can remain invested is one of the most important factors in building a portfolio.
A longer time horizon allows you to ride out short term market swings and take advantage of higher growth investments such as stocks. With more years ahead, there is greater opportunity for market fluctuations to even out and for compounding to work in your favor. While past performance is no guarantee of future results, LPL research using 75 years of data shows a 92% probability of gains in the S&P 500 over a 10-year period.
For shorter term goals, stability becomes more important. If you need your money within a few years, such as for a home purchase or tuition, more conservative investments like bonds or cash may be a better fit.
Your time horizon directly shapes your asset mix. Longer horizons can support more growth, while shorter horizons typically call for greater stability.
Investing For You
How We Do It
As an independent firm we manage your wealth with no corporate agenda. We typically meet every 90 days & educate you so you can confidently co-pilot key decisions.
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Your Politics & Risk Appetite
We help clients separate strong feelings about politics from the simpler dynamics of what actually drives stock markets – like the ever-increasing profitability of corporate America.
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The Trade Off
Growth or stability. Every portfolio needs both. Stocks deliver long term lift, bonds smooth the journey. We help match your mix to your timeline and comfort
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What Clients Say
“Simon's team isn't just about managing a complex portfolio; it's about understanding the strategy behind it. They excel at explaining the 'why,' giving me unwavering confidence.”
Tech Founder, Age 40 · San Francisco · 06/26/2025
Each statement under ‘What Clients Say’ is a testimonial by a client of the financial professional, on dates shown in each case. The client has not been paid nor received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.
The Kitchen Table Guide
A free guide with 12 talks about money, wishes and the people you love, plus a worksheet for each. Built for every kind of family, chosen family included.
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